30 Ways To Make Money Online In India 2021 at home without Investment

Earn money online without investment

Last Updated on 18/11/2021 by Info idea

In April 2020, India recorded its highest ever unemployment rate with 23.52 percent because of the ongoing Covid-19 pandemic. After the country went into complete lockdown since March 2020, all industries, offices, hotels, restaurants, shopping malls, theatres, vehicle dealerships in India were forced to stop their operations till they were notified by the government of India. This led to the business organizations to cut their losses by eliminating a huge margin of their workforce. Because of this decision many people from around the county lost their jobs. The number of people losing their jobs was so huge that the unemployment rate rose up to a record breaking 23.52%  in the month of April 2020 from 8.75% in the month of March 2020.

Now the unemployed people are hesitant to start something new on their own because of the risk of losing the money invested in this new venture. Because of this fear they aren’t able to start a new source of income for themselves.

So to help you out with finding a new source of income, we have prepared a list of 30 ways to Make Money Online in India 2020 at home without investment. The options listed below are all genuine professions with millions of people around the globe earning their daily bread with these professions.

Proven Ways to earn money online:

We have listed top 31 ways to make money online below. To make things simpler and easier for you to understand we have divided the 31 professions into 4 sub heads:



The first category in our list consists of all those career options that you can opt for earning money in 2020. The career option under this category doesn’t require you to go to an office and you can work directly from your home. These career options help you to earn money from home. The career options added to this category are:-

1. Invest in stock market

Stock market is a very lucrative and attractive source of income generation for many. With a detailed survey of all the factors affecting the market, one can easily earn more than twice the sum of money invested in the stock market. If you are from commerce background or any graduate having immense interest and knowledge about the stock market, you can earn lots of money from your home without having to go anywhere.

However it is advised to have proper knowledge and guidance before investing in the stock market. This is because stock market is very risky and without proper knowledge and guidance you might end up losing all your hard earned money and savings.

Rakesh Jhunjhunwala is the 48th richest man in India. He is known as the investor with a Midas touch. He started to invest in the market when he was in college and used to deal in minimal amounts such as $100. Currently he deals in billions. According to Forbes, Rakesh Jhunjhunwala’s  net worth is more than Rs. 16.627 Crores.

2. Become a consultant

The next option in our list is to become a consultant. If you have considerable amount of knowledge in any field such as stock market, career options, education, property dealings, sales, marketing etc. then you can become a consultant. For becoming a consultant all you need to do is good communication skills and adequate knowledge about a certain field.  Consultant’s with previous work experience are preferred over fresh candidates so before starting on your own it is advisable to work under an established consultant and learning as much as you can before starting your own. This will develop your skills and will help your customers to get most out of your services.

The average salary of a consultant ranges between Rs. 4,00,000 and Rs. 8,00,000 per annum.

3. Photographer

Love clicking pictures? Do you have amazing photography skills? If yes, then a bright career as a photographer might be waiting for you. Photographers are in much demand in today’s world. Everyone wants to look good in their photos and save their happy memories in form of pictures for the future. This is where professional photographers come in. As per reports, a professional photographer can earn up to Rs. 4,00,000 as starting salary.

Famous Professional Photographers in India include Dabboo Ratnani, Raghu Rai, Atul Kasbekar, Sooni Taraporevwala.

4. Home baker

This career option is best for women and men who are enthusiastic about baking.  If your family members and friends commented that your baking skills are very excellent then this profession is just for you. With the help of various apps such as Swiggy, Zomato etc. you can bake cakes right from your home and deliver them to your customers. Apart from the 10-15% charges deducted by these delivery partners, the rest money belongs to you.

If your baking skills are really very efficient and you can bake tasty goodies, then with increasing orders you can earn up to 1-5lakhs per annum.

5. Chef

The next career option in our list is similar to the previous option. The only difference is that for being a home baker you need to have expert baking skills, for being a chef you will need to have expert cooking and baking skills both. A chef however earns more than a home baker. This is because the menu options for a chef is more distinct and unique as compared to a baker.

An efficient chef with high and exquisite cooking skills earns between 6 to 10 Lakhs per annum.

6. Personal trainer

This profession is for those people who have adequate interest and passion about fitness and gym. In today’s world people are very focused about their health and fitness. This is where the need for a personal trainer who can guide people in achieving their fitness target or body structure arises.

A personal trainer is a person who is expert and certified in creating and delivering a safe program of exercises, diet etc. for his/her clients so that their clients can achieve their fitness goal and physical structure. The most essential requirement for being a physical trainer is a certificate that certifies the individual bearing the certificate to be fit and eligible for being a physical trainer.

Satyajit Chaurasia, Payal Gidwani Tiwari, Prasant Sawant, Yasmin karachiwala are some of the most renowned personal trainers of India. Their client list includes famous and fit Bollywood actors including Hrithik Roshan, Sahrukh Khan,  Saif Ali Khan, Kareena Kapoor Khan, Ajey Devgn, Varun Dhawan etc. These celebrity personal trainers charge Rs 10,000 to Rs 1,00,000 per session.

For a personal trainer with less than a year experience can charge around Rs 500 to Rs 500 per hour.

7. Translator or language teacher

Communication is one of the most essential trait of a human being. With businesses going international and people moving out to various countries in search of employment, there has been an increase in the demand for translators and language teachers. This is because in order to adapt to a particular place or to do business in a different country, you need to know there language or at least be able to understand what they are saying. A translator helps you understand various languages by translating the languages in your mother tongue or native language.

Sometimes being able to understand is not only enough. You will need to learn to speak the language spoken in your place of work or business operation in order to adapt and socialize with people. A language teacher helps you to learn to speak, write and understand different languages.

A translator or a language teacher with less than a year’s experience earns an average salary of Rs. 5,00,000 annually.

8. Tutor

The next option in our list is a very common choice of profession. A person with good grades and communication skills can become a tutor. With the help of the internet various firms such as unacademy, undemy, mycaptain etc. come up that provide coaching/tuition services to their subscribers online. Also with the current Covid-19 scenario, the method of online classes have become very popular. If you feel that you have good knowledge about a particular subjects, have all the relevant certificates and mark sheets  and can make people understand something easily with your communication skills then tutor might be a very reliable and attractive source of income for you.

A tutor charges around Rs 500 to Rs 5000 per student per month. With increase in your experience as  a teacher you can earn a reasonable average salary up to Rs. 6,00,000 annually.


This category of options to make money 2020 consists of those professions or career options which can only be done online i.e. on the internet. The below listed jobs involve you to stay online in order to deal with your clients and run your operations. These are the various options to make money online.

1.      YouTube Content Creator.

YouTube is the most popular video streaming platform in the world.  With over 2 billion active users, YouTube is home to content creators from over the world. You can choose YouTube as an earning option. Now the question arises, how to make money from YouTube? YouTube in associating with various companies monetize your videos in such a way that every time a user watched your video you are paid a certain sum of money. This is because YouTube’s algorithm adds various advertisements in between your videos and these companies pays YouTube for letting them play their ads on YouTube. In turn YouTube out of their total earnings share a percentage with you.

Also if you become a successful YouTuber with over 100K followers, various companies will directly sponsor you or pay you for advertising their products via your YouTube and other social media platforms. Gamers and live streamer can also earn through super chats which are sent to them directly by their fans or followers.

So if you are able to create quality content that might attract the attention of your viewers, then you have a bright career option waiting for you as a YouTube Content Creator.

Some famous Indian YouTube content creators are : Ashish Chanchalani, Carryminati aka Ajey Nagar, BB ki Vines aka Bhuvan Bam, Mostlysane aka Prajakta Koli, Flying beast aka Gaurav and Ritu Rathee etc.

2. Freelancer

Freelancing as a career option is best for people with creative skills, who don’t want to work under someone or in simple words be their own boss.  As a freelancer you will directly take your tasks/assignments from the companies and submit the assignment as per your working hours before their last date.

A freelancer is a person who doesn’t work for any particular organization, company etc. but takes up work freely from various organizations based on his/her work. Writers, Photographers, Designers, Programmers, Artists etc. are the most common fields where we can find freelancers who work individually on their own in their respective fields.

The average monthly salary of a freelancer is India approximately Rs. 20,000 per month.

3. Make money from social media platform

Social Media platforms are not just a source of entertainment or a source of people to communicate with each other but are also earning sources too. Apart from being a YouTube content creator there are various other ways by which you can earn your daily bread in social media.

Social Media marketing is one of the most easiest and effective ways by which you can earn money by using your social media platforms. All you have to do is publish a post or share a link about some website on your social media platforms. When people start to respond to your posts or visit the website using the link you shared, the advertising company transfers money to your account. As more and more people respond to your posts, the quantum of your earnings also increase.

The average salary of a social media marketer with over 10,000 followers is about Rs 20,000 – Rs 30,000 per month.

4. Buy and Sell domains

Domain names are the website addresses that we type into our internet browser to access a particular website. For example the domain of Facebook is www.Facebook.com .

Buying and selling domain can also be a source of income. There are various companies/organizations which want to have an official website for their company. Those company often searches for a catchy domain for their website which captures the very essence of their company. They in such situations are more than willing to pay a reasonable amount of money to acquire that domain. This is where you can earn money.

First you will need to purchase various domain names at the cheapest price possible and immediately put them up for sale after setting up a price (higher than your purchase price).  When a company will try to buy domain for their company they will be showed various available domains including the ones you put for sale. Once they have selected your domain and payment is done, the amount will be credited in your bank account. The amount credited will be higher than your purchase price thus earning you a profit. This is how you can earn money by buying and selling domains.

5. Blogging

Blogging refers to the publishing of writings, photographs, videos etc. regularly on a website.  Blogging is an opportunity for content creators to earn money. Bloggers earn money by making quality content and by placing advertisements on their blogs.  Every time a person visits your website/blog and sees the advertisement.

You can write on Digital Marketing blogs. You will need to make attractive content and publish them regularly on your blogs so that your viewers will regularly come and visit your website. The next step is to place ads on your blog. To set up advertisement on your blog then you will need to log into Google Adsense as a blogger. After logging in, adsense will provide you with a HTML code. You are required to add this html code to your blog. As soon as the code is updated on your site, advertisements will be displayed on your blog.

To learn how to add advertisements on your blog, visit the following Wikipedia page: https://www.wikihow.com/Put-AdSense-Ads-on-a-Blogger-Blog

6. Web Designing

The next option to earn money online from your home is web designing. If you have some knowledge regarding Building and launching a website then Web designing might be an excellent earning option for you.  With the rise in the number of internet users in our country, companies now want to target this segment of people. For this the companies will need a website. Several companies hire professionals to create websites for their companies.  So if you have adequate knowledge about designing a website, you can easily get hired by these companies and earn by creating their websites.

On an average, a web designer earns around Rs. 2,30,000 annually in India.

7.  E-Book Writer

The next option to earn money in our list is by becoming a e-book writer. If you have a good grip in any language and can write effortlessly then you can become a e book writer.

E-books are books which are not available in a virtual form and are formatted in such a way that they can be downloaded and delivered online directly to your computer or mobile devices.

To publish an E-book you don’t need to put in any investment. You can publish your e-book online and make it available to your readers by creating your own website or by putting it for sale on websites such as Amazon, Flipkart, Google play books etc.

The average salary of an e-book writer depends on the number of copies of his e-book sold.

8. Content Writer

Being a content writer is almost as same as becoming an E-book writer. The only difference is that content writer normally are assigned to write about various topics and a e-book writer needs to write a whole book.

Content writers are hired by various companies, newsletters etc. to write various articles for them. If you have a good grasp in a language and can write good content then you can easily become a content writer.

The average annual salary of a content writer in India is approximately Rs.2-3 Lakhs per annum.

9. Surveys, Search and reviews

This option is good for students or working people to earn their pocket money. There are various apps online such as Google Opinion Awards gives you money every time you fill a survey, post a review sent to you by them. For every survey you fill you get around Rs. 10 to 100 based on your answers.

Now the question arises how to earn money from an app? To earn money from apps like Google opinion rewards you will need to log in by using your google account’s email and password. Once you are logged in, Google Opinion rewards will alert you every time a survey is available for you. Once you fill up the survey money will be credited to your Google play account.

On an average apps like Google opinion rewards pay Rs 5 to Rs 100 per survey.

10. Proofreader

The next profession which involves the application of literature and language skills is a Proofreader. A proofreader is a person who checks and corrects a physical copy or a virtual copy of a publication before it is published in print or on a website. With companies going online and updating each and every detail of their operation on their websites, proofreading is now not only an offline job but an online job too.

With the increase in number of publications, business organizations etc. the need for proofreaders have drastically increased. Also with a view to minimize grammatical and other errors in their posts/publications, companies are willing to pay more for an efficient proofreader.

A proofreader with an experience of 0-5 years earns an annual salary of Rs. 200,000 per annum.

11. Podcaster

Another popular choice of career in our list is a podcaster. Podcast are audio description of a series of event, story or a pre-existing novel/book. Podcasts are a very popular source of infotainment.

With the increase in number of internet users in the country, video streaming services and podcasts have become very popular. Also reading a book can something bore you a little so this is where podcasts come in. As podcasts are audio descriptions of events, stories, books etc. it is easy to visualize those events and also to memorize easily.

On an average a Podcaster earns around Rs 5-10 Lakhs per year. And since podcasts are pretty new in India, there is a lot of opportunities in these untapped career option.

12. Paid to click sites

Paid to Click sites or (PTC) are those sites where you can earn easy and free money by just spending some time in those websites and by viewing the various advertisements listed in the websites.  You can earn up to Rs. 500 by spending 5-10 hours a day in these websites.

The process for earning money through PTC sites is pretty simple. All you need is to register in these websites using your Google email account. After registering you will need to spend time every day on this websites and watch advertisements which are listed on the website. You will be paid for watching these advertisements. You will be paid around Rs 1 to Rs 5 per ad, based on its duration. You can also earn extra money by referring your friends to join these sites. Once they register in these websites you will be paid.

You can earn around Rs 500 – Rs 1,000 per day depending on the duration you have spent on these sites or the number of advertisements you have watched.

13. Copywriter

Advertisements both print and audio visual are made in such a way that they can capture the attention of their viewers and make a good impact on them about the advertised product. However to make such attractive advertisements you will need a team of efficient personals.

One such personal is a Copywriter. A copywriter is a person who writes various text contents which are used in advertisement mediums such as billboards, brochures, catalogs, jingle lyrics, magazines and newspaper advertisements. They also help in writing sales report, mails etc. for the company. To become a copywriter you will need to have a good grasp in languages and literature.

The average earnings of a copywriter with 0-5 years of experience is Rs. 3,65,000 per annum.

14. Data entry

If you have a computer at home and want to earn some extra bucks by using it to enter some data in a spreadsheet then Data Entry is the prefect option for you.

A Data Entry clerk is a freelancer of an employee of some organization whose job is to enter and update data into a computer system. Data is often entered in spreadsheets and documents using various MS Office tools. A data entry clerk can work in two ways:

  1. By freelancing data entry services to companies.
  2. By getting hired by a company as a data entry clerk.

On an Average a data entry clerk earns around Rs. 2,40,000 annually in India.

15. Affiliate Marketing

Affiliate Marketing is a earning option that uses the same mechanism as PTC websites and Survey, search and reviews. In Affiliate marketing you get paid every time someone visits a particular website and purchases any product from that website by using your website/link. In this case you act as a middleman and get commission every time someone buys a product from your link/website.

The basic process of earning money by affiliate marketing is:

  1. You choose a product
  2. You share/Promote that product.
  • Once someone buys that product from your link, you will get a cut from the profit.

The average income of an affiliate marketer is around Rs 3,40,000 per annum.

16. Online app development

The last option in this category is Online App Developer.  A online app developer can be either a freelancer or a salaried professional in a IT firm.

A online app developer is a person who has adequate knowledge about the programming languages such as C, C++ etc. If you have the required skills and know how to develop a mobile application or a computer application then a career as a Online App Developer is ideal for you.

On an average a Online App Developer earns around Rs 3,00,000 to Rs 4,00,000 annually.


The last category in our list includes those professions or earning options that involves the owner to invest a certain sum of money in the setting up of his business. The below listed jobs include a list of those earning options which requires a minimum investment in order to earn their livelihood.

1. Product startup

Product Startup is one of the most popular ideas for earning your livelihood. If you have a preexisting product that you want to produce or you have a new product and launch it in the market then you can start a product startup.

The first step is for you to decide what you want to produce and on what scale. Then you will have to do a market survey about the demand and requirement of the good. Based on the scale of operation you will have to ascertain the capital requirement. Once the capital requirement is collected, you can start to procure machinery and raw material that you will require in the production process. After all these steps are done, you will be able to produce goods and sale them in the market.

A Micro product startup with a capital up to Rs 5 Lakhs on an average is able to earn Rs. 10Lakh annually.

2. Digital store

In case if you have a pre produced product or you have a production company and is unable to find the perfect place to buy your goods, You can open a digital store. A digital store is a virtual store that doesn’t have a physical existence and sells their goods/services online through their official websites or through various e-commerce sites such as Amazon, Flipkart etc.

To set up a digital store you can do it in two ways:

  1. You can invest around Rs 25000 and hire a web designer to design a website for you.
  2. You can advertise your website on e-commerce sites for free or for a very low amount.

The earning of a digital store owner depends on the quantum of sales made by store. The average earnings of a Digital Store owner is approximately around Rs 2Lakhs per annum.

3. Delivery Services

Another startup idea with a very low investment is providing delivery services. With Swiggy, Ekart and Zomato operating successfully throughout the country, there is more opportunity in this sector. You can start a delivery service in your town with a very minimal amount of investment.

You will need at least 4-5 people initially to deliver items from one place to another.  However the most crucial step in starting a delivery service is to select that particular kind of items that you will be delivering.

A delivery service startup can be started with low investment, as low as Rs 50,000. You can earn up to Rs. 10-100 per order delivered depending on the distance covered.

4. Installer

If you have any qualification regarding fitting and installing an electronic product, then you can become a installer. An Installer is a person who is hired by people for installing various electrical products in their homes. A installer is a person who holds a qualification or is an expert in fitting various electrical appliances and gadgets. They can also repair those gadgets in case the gadget is damaged or has a problem within itself.

A installer charges Rs 500 per visit excluding the price of repairs. On an average a Installer earns around Rs 3,00,000 annually.

5. Eatery

Opening a Eatery requires more investment as compared to starting a virtual restaurant. You will need to find a place for your eatery, hire staff and procure raw materials too. Because of these reasons, you require a initial investment of around Rs 6 to 7 lakhs to start a eatery with over 200square feet area.

The average earnings received from an established eatery is around Rs. 10 to Rs 15 Lakhs per annum.

6. Financial Agents

Financial Agents are people who advises their customers about where and how to invest their money so that the customers earn a profit. They also advises their clients on various other issues such as loans, tax payments etc.

Career as a Financial Agent is very attractive and has good money. However in order to set up an office a financial agents needs to invest a certain sum of money. However financial agents can also work virtually with the help of an website.

A financial agents annual average earnings depends on the number of clients he has. A financial agent earns commissions from every customer he manages to earn profit for.


These are the top 30 ways to make money 2020.The first two categories mentioned above doesn’t require much of an investment but the final category i.e. “EARN MONEY WITH LOW INVESTMENT OR ZERO INVESTMENT?” requires you to put a certain investment. Before making the investment make sure to have a thorough and analytical market study. This is because without a proper market survey there is high risk of capital loss.

However these are not the only way through which you can make money 2021. There are various other options available in and around you. Skill and Knowledge are the key factors that you need to cultivate in you in order to become successful in any career you choose.

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