Applying for a loan is inevitable whether it is to be used for your business, building a house, and other important projects. Credit score is very important in determining if a borrower is qualified for a loan. By analyzing a borrower’s credit rating, a lender is able to gauge if the borrower is acceptable to be given a loan Philippines. Here are some factors that could affect your credit score. Payment Record The most important factor to consider is your payment history. Punctual payment or settlement of any financial obligations…